Workers’ comp insurance for California restaurants

California’s workers’ comp requirement

In California, every employer with employees must carry workers’ compensation insurance (or be approved to self-insure). Workers’ comp helps pay for medical care and part of lost wages when an employee is hurt on the job, and it generally protects the business from being sued over that injury.

Common kitchen injury risks

• Burns from fryers, ovens, and hot liquids
• Cuts from knives, slicers, and broken glass
• Slips and falls on wet or greasy floors
• Strains from lifting deliveries and repetitive prep work

The compliance side of workers’ comp

The policy is one piece. California also expects employers to run a safety program and keep records:

• Injury and Illness Prevention Program (IIPP). A written Cal/OSHA safety program for every employer.
• Workplace Violence Prevention Plan. Required under SB 553. See the SB 553 guide.
• Required postings. Including the workers’ comp notice with your carrier’s name and claims contact. See required workplace notices.
• Training records. Safety training, food handler cards, and harassment prevention training, dated and easy to find.

ComplianceKitchen tracks these tasks and deadlines, so the paperwork behind your policy is ready when a claim, an audit, or a renewal comes up.

Quote workers’ comp in ComplianceKitchen

Open Insurance in the app and compare workers’ comp quotes from Coverdash. When your policy is bound, update your required posting with the new carrier details in the same place.