Cyber insurance for restaurants

Card payments, online ordering, reservations, and loyalty programs all run on data. Cyber liability insurance can help when that data is exposed or your systems go down.

  • POS & card data
  • Online ordering
  • Guest data
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Insurance offered by Coverdash, the licensed agent of record.

Delivery order bags handed off from a restaurant
Built in, not bolted on

Why get covered through ComplianceKitchen

  • Fast

    Quotes in minutes

    Your business profile is already in ComplianceKitchen, so you aren’t starting a quote from scratch.

  • Simple

    One login

    Compliance and insurance in the same app. No new portal, no extra password.

  • Organized

    Certificates where you need them

    Certificates of insurance sit next to each policy, ready for renewals, landlords, and audits.

  • Partner savings

    Save up to 25%

    ComplianceKitchen customers save up to 25% on insurance.

Why restaurants face cyber risk

  • Card payments. Restaurants that accept cards are expected to follow PCI DSS card-security standards.
  • Online ordering and delivery. More logins, more integrations, more places for a password to leak.
  • Guest data. Reservation, loyalty, and email lists hold personal information. California law requires businesses to notify affected residents after certain data breaches.
  • Phishing. A single fake invoice or login page can expose accounts.

What cyber liability may cover

Policies differ, but restaurant cyber coverage commonly helps with breach response and notification costs, forensic investigation, data restoration, business income lost to a cyber incident, and claims from affected customers. Ask Coverdash what the policy you’re quoting includes.

Basic cyber hygiene for independents

  • Use unique passwords and turn on two-factor login for POS, payroll, and delivery accounts
  • Keep POS and router software updated, and separate guest Wi-Fi from business systems
  • Train staff to spot fake invoices and login pages

This is general information, not a security assessment. ComplianceKitchen can track recurring tasks like these alongside your other checklists.

Restaurant and small business cyber insurance in ComplianceKitchen

Open Insurance in the app, choose Cyber, and compare options from Coverdash. Your certificate of insurance stays next to the policy.

Cyber insurance questions for restaurants

Your POS provider is responsible for its own systems, but a breach that starts at your restaurant, such as a phishing email or a compromised password, can still leave your business with costs. Cyber liability insurance is designed for those situations; review your contracts and ask Coverdash.

Usually not, or only in a limited form. Cyber liability is typically a separate policy. You can quote both in ComplianceKitchen.

Pricing depends on your business and the coverage you choose. Open Insurance in ComplianceKitchen to see quotes from Coverdash.

About insurance on ComplianceKitchen. Coverdash is the licensed insurance agent of record and the party soliciting insurance. Questions about coverage should go to Coverdash directly. ComplianceKitchen is not an insurance company or agency, and coverage, pricing, and eligibility are determined by insurance carriers.

This page is general information, not insurance or legal advice. Coverage terms vary by policy; read your policy and ask Coverdash about your business.

Get compliant and covered in one place

Start a free trial or sign in, then open Insurance to compare quotes from Coverdash.

Insurance questions? Coverdash is available by live chat in the app or at 1-888-880-DASH.